FAQs

Business interruption insurance helps cover lost income and ongoing expenses when a business is temporarily unable to operate due to covered events, such as fire, natural disasters, or government-mandated closures.

Business insurance protects businesses from financial losses due to property damage, liability claims, or interruptions in operations. It includes coverages such as property insurance, general liability insurance, workers compensation, and business interruption insurance.

Umbrella insurance provides an extra layer of liability protection beyond the limits of your underlying insurance policies, such as homeowners or auto insurance. It offers additional coverage in case of high-value claims or lawsuits.

Factors such as your driving history, age, location, type of vehicle, coverage limits, deductibles, and credit score can influence your auto insurance premium.

Auto insurance is required by law in most states. It provides financial protection in case of accidents, damage to your vehicle, injuries to others, and liability claims. It also covers medical expenses, legal costs, and property damage.

Renters insurance provides coverage for personal belongings and liability for renters. It protects against losses due to theft, fire, water damage, and certain liabilities. It also offers additional living expenses if you need to temporarily move out due to covered events.

Homeowners insurance protects your home and belongings against risks like fire, theft, vandalism, and certain natural disasters. It typically covers the structure, personal property, liability, and additional living expenses if your home becomes uninhabitable.

P&C insurance covers a range of areas, including homeowners insurance, renters insurance, auto insurance, business insurance, liability insurance, and other specialized policies depending on your specific needs.

P&C insurance is a type of coverage that protects against property damage, liability claims, and loss of income resulting from events such as accidents, theft, natural disasters, or lawsuits.

This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning [...]